Full Coverage Car Insurance in San Antonio


Providing you a seamless experience to finding full coverage car insurance in San Antonio.





Why You Should Get Full Coverage Car Insurance in San Antonio



Have you searched for the full coverage car insurance in San Antonio but ended up with the coverage required because of costs? Though it might seem like you got a great deal, you may regret not getting complete full coverage car insurance. This could be problematic if you were to get into an accident and discover afterwards that your insurer will not cover the repair costs on your automobile. Unfortunately, numerous drivers in San Antonio have found out the hard way. Paying for full coverage car insurance in San Antonio provides you with greater protection than the minimums; especially for accidents where you are not at fault. But this would mean higher prices. The upside of prices of full coverage car insurance is comfort knowing that you, your vehicle, and anyone involved in an accident are covered.

Percentage of Traffic Fatalities Caused by Alcohol in San Antonio

18 %

Percentage of Traffic Fatalities Caused by Speeding in San Antonio

23 %

Percentage of Traffic Fatalities Involving Cyclists in San Antonio

29 %

Percentage of Traffic Fatalities Involving Pedestrians in San Antonio

10 %


Average Price of Full Coverage Car Insurance in San Antonio by Credit Score



  • 3,553.41

    Very Poor (300-579)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 2,233.33

    Fair (580-669)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 1,871.18

    Good (670-739)

    Average Cost of Car Insurance for those with a good credit history.

  • 1,751.96

    Very Good (740-799)

    Average Cost of Car Insurance for those with a very good credit history.



What’s Included if You Get Full Coverage Car Insurance in San Antonio

Complete full coverage auto insurance coverage isn’t a singular type of coverage but rather an combination. It’s a phrase which may have origins within finance as a way to summarize a combination of coverages required to finance or lease a car. It generally is comprised of collision and comprehensive coverage, which covers your car if damage and liability Insurance, which covers accidents and damages you cause to others. Complete auto insurance coverage tends to be more expensive than liability coverage on its own, so it may be best to hunt for cheaper prices. To sum it all up: “full coverage = liability + comprehensive + crash”. Collision insurance pays for repair prices to your vehicle if you are accountable for the collision.
cheap full coverage car insurance San Antonio TX content image

The upside of costs of becoming full coverage car insurance in San Antonio is comfort knowing that anyone involved in an accident, your car, and you are covered.


When Do You Not Need Full Coverage Car Insurance


For those who have an older vehicle, it could be best to ditch getting collision coverage in San Antonio. Let us explain. Let's say your vehicle is worth ,500, and you've got a ,000 deductible. If you get into an accident, your insurer in San Antonio will contribute at most ,500 to fix or replace your car. Keep in mind, your insurance coverage won't kick in unless you get into injury --one over ,000 in damages. You may be spending over /year paying for collision insurance that may not be advantageous. A more financially sound idea is to put money aside and make an accident fund should the worst were to happen --then at least you'll be ready. By law, you are required to carry liability insurance. Obtaining liability insurance ensures that if you are at-fault, property damages or other people's bodily are covered by your insurance. So in having an older car, you may want to opt for just getting liability insurance coverage.

Percentage of Traffic Fatalities Caused by Alcohol in San Antonio

29 %

Percentage of Traffic Fatalities Caused by Speeding in San Antonio

20 %

Percentage of Traffic Fatalities Involving Pedestrians in San Antonio

27 %



How Much More You'll Pay for Full Coverage in San Antonio By Age


Age DemographicPercentage More You'll Pay
Full Coverage in San Antonio for Drivers Between 16-197,301.67
Full Coverage in San Antonio for Drivers Between 20-293,255.12
Full Coverage in San Antonio for Drivers Between 30-392,547.90
Full Coverage in San Antonio for Drivers Between 40-492,475.95
Full Coverage in San Antonio for Drivers Between 50-592,204.47
Full Coverage in San Antonio for Drivers Between 60-692,295.41
Full Coverage in San Antonio for Drivers Between 70-792,644.27



How to Get the Best Full Coverage Car Insurance in San Antonio

It's true that having full coverage car insurance in San Antonio will be more expensive than other types of coverages, but there are ways to make it low-cost and help you save money on your annual bill. The lower your deductible, the more you'll end up covering every month for your coverage car insurance. As mentioned, if you put aside some money and create an collision fund it is possible to end up raising your deductible and have lower monthly payments. Another thing you can do is ensure you claim any discounts you may be entitled to. Estimates comparison shopping can save you thousands annually on your auto insurance bill. There are a multitude of insurance companies in San Antonio vying for your business and many will vary in costs by hundreds. If you're not comparing quotes you will never know if you are getting the quote on your coverage car insurance plan.


Getting full coverage car insurance in San Antonio will be more costly than other kinds of coverage, but there are ways to make it low-cost and save you money on your bill.